Connect Checkout. Enable Online Payments.

Connect the point of purchase with the payment process.

A payment gateway integration connects your website or online store with a supported payment provider so customers can move from checkout into an appropriate payment journey.

The integration may also need to handle transaction references, payment responses, status changes, order updates, booking confirmation and other post-payment activities.

Incodiv Tech develops payment integrations around the selected provider's supported APIs, SDKs, hosted checkout options, webhooks and technical requirements.

Connect payment activity with what happens next.

Connect payment to a clear checkout journey.

Payment integration is one part of the wider checkout experience. The website should also communicate the relevant order, booking or purchase information before the customer moves into the payment step.

Payment methods depend on the provider and market.

Different gateways can support different payment methods depending on the merchant account, customer location, currency, country and provider configuration.

Incodiv Tech does not determine which payment methods a provider approves for a merchant. Availability is controlled by the payment provider and merchant-account configuration.

A payment attempt can have more than one outcome.

Depending on the gateway, transactions may have different statuses. The website workflow should interpret supported provider states appropriately instead of assuming every request is immediately successful.

Use supported payment events to update the website workflow.

Some payment providers use webhooks to notify connected systems when relevant transaction events occur. This can help the website respond to payment changes that happen outside the customer's browser session.

Webhook implementation depends on the provider's available events, signing or verification method, retry behavior and technical documentation.

Connect payment status with the relevant business record.

A successful payment may need to update an order, confirm a booking, record a transaction reference, trigger communication or pass suitable information into another business system.

Support suitable refund workflows where the provider allows it.

Some payment APIs provide refund capabilities that can potentially be integrated into an appropriate administrative or business workflow.

Refund eligibility, timing, fees, partial refunds and settlement behavior are controlled by the payment provider and merchant agreement.

Validate supported scenarios before production use.

Where the provider offers a sandbox or test environment, the integration can be evaluated against relevant payment scenarios before production credentials are introduced.

Choose an integration model appropriate for payment data.

Payment integrations require careful consideration of how payment information is handled, which system receives sensitive data and what responsibilities belong to the merchant, website and payment provider.

Plan for more than the successful payment path.

Payment requests can fail for many reasons, including provider responses, network conditions, account restrictions, invalid requests or customer actions. The integration should account for relevant failure scenarios.

Keep payment processing connected to the right systems.

The exact architecture depends on the payment provider, checkout model, website platform, business workflow and provider requirements.

Payment can be one part of a wider connected workflow.

Depending on the business requirement and available APIs, suitable payment information can potentially connect with other systems involved in the customer or operational journey.

Technology selected around the website and payment provider.

Payment integration technology depends on the existing website stack, selected gateway, provider documentation and required workflow.

Integrate payments with the wider digital journey in mind.

Incodiv Tech works across websites, e-commerce, APIs, custom software, databases and business systems. This allows payment integration to be approached as part of the wider checkout and operational workflow rather than as an isolated payment button.